Consumer credit counseling services, or CCCS, is a debt relief program that provides individuals and families with personalized financial assistance and guidance. It is designed to help individuals who are struggling with debt, by providing them with resources they can use to better manage their finances.
The CCCS program was developed in the wake of the Great Recession in 2008, when many people found themselves in difficulty due to increased debt levels. The goal of the program is to provide individuals and families with debt management and education, so they can become financially responsible and manage their debt more effectively.
The Benefits of CCCS
CCCS provides a variety of benefits to those struggling with debt, including:
- Assistance with budgeting and money management
- Guidance on managing debt and creating a debt repayment plan
- Information on credit and loan qualifications and alternatives
- Access to credit counseling sessions and webinars
- Access to one-on-one debt counseling with experts
The program is designed to provide individuals and families with the tools and resources they need to manage their debts and become more financially responsible. By providing the right guidance and support, the CCCS program can help put people on the path to financial health and well-being.
How to Access CCCS Services
The program is available through various organizations across the United States. Many universities, credit unions, and non-profits specialize in providing CCCS services. You can also find CCCS services through the National Foundation for Credit Counseling, which is the largest, most experienced and most comprehensive nonprofit credit counseling organization in the United States.
The CCCS program can provide individuals and families with the guidance and tools they need to become financially responsible and manage their debts. With the right resources and support, the program can help put people on the path to a better financial future.