Investigative consumer reports (ICRs) are detailed, comprehensive reports compiled by consumer reporting agencies (CRAs) under the Fair Credit Reporting Act (FCRA). ICRs provide employers and other businesses a reliable source of information about applicants or customers. They dig deep into an individual\u2019s credit background, employment history, criminal background check, educational and licensing credentials, and other relevant information.<\/p>\n
When an employer is searching for a new employee, they may opt for an ICR when assessing job candidates. The report may include information from sources such as public records, databases, past employers, and references. Employers use this information to reveal any discrepancies and to ensure that potential candidates are well-suited for the available position.<\/p>\n
ICRs can also be used to protect an employer or business from potential risks. Identity verification, social media investigation, and background checks are just a few of the ways an ICR can be used to protect a business from customers who may have a criminal history or bad credit. Additionally, a business may use an ICR to ensure that potential candidates or customers have a valid license or certification they claim to have. <\/p>\n
At its core, investigative consumer reports provide a reliable source of unbiased information about potential candidates or customers. They are effective measures used by businesses to protect themselves from any potential risks. By ensuring accuracy and providing detailed information about an individual\u2019s credit, education, and employment background, employers can confidently make informed decisions when hiring new employees.<\/p>\n","protected":false},"excerpt":{"rendered":"
Investigative consumer reports (ICRs) are detailed, comprehensive reports compiled by consumer reporting agencies (CRAs) under the Fair Credit Reporting Act (FCRA). ICRs provide employers and other businesses a reliable source of information about applicants or customers. They dig deep into an individual\u2019s credit background, employment history, criminal background check, educational and licensing credentials, and other […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-3477","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\n\t\t\n